Loan Rates
Rates effective December 16, 2024.
3-Year Lock HELOC
6.89%
APR
Auto loans as low as
5.69%
APR
Credit Card
11.88%
APR
Auto & Recreational Vehicle Loans
Used 2024 with more than 5,000 miles - 2021
| Term | APR1 | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| 24 Month | 5.89% | $44.27 |
| 36 Month | 5.89% | $30.37 |
| 48 Month | 6.09% | $23.53 |
| 60 Month | 6.29% | $19.47 |
| 72 Month | 6.69% | $16.90 |
Used 2020 & Older
1APR = Annual Percentage Rate. Rates are subject to change and/or cancellation at any time. Rates are based on individual creditworthiness, loan-to-value, type and age of collateral and term of loan.
2Purchase of new auto/truck/motorcycle only.
Personal Loans
1APR = Annual Percentage Rate. Rates are subject to change and cancellation at anytime. Any personal loans exceeding a term of 72 months carry a 36 month P.O.D. clause.
Mortgage Rates
1APR = Annual Percentage Rate. Rates are subject to change without notice. Published rates do not constitute a loan offer. The APR reflects the actual annual cost of the loan. Payment examples reflect a monthly payment of principal and interest only. Your actual payment may be higher. An escrow account for real estate taxes and property insurance may be required. Rates and payments are based on a loan amount of $100,000 for an owner-occupied home with a 30-year amortization and an 80% loan-to-value (excluding 15-Year Rate, 10-Year Fixed Rate and Home Construction loans). Your actual APR will be based upon your final loan amount and applicable costs. Loan subject to credit approval and membership eligibility.
2Adjustable Rate Mortgage
3APR = Annual Percentage Rate. Rates are subject to change without notice. Published rates do not constitute a loan offer. The APR reflects the actual annual cost of the loan. Payment examples reflect a monthly payment of principal and interest only. Your actual payment may be higher. An escrow account for real estate taxes and property insurance may be required. Rates and payments are based on a loan amount of $200,000 for an owner-occupied home with a 15, 20 or 30-year amortization and an 80% loan-to-value. Your actual APR will be based upon your final loan amount and applicable costs. Loan subject to credit approval and membership eligibility.
4APR = Annual Percentage Rate. On new home equity lines of credit of $10,000 or more or an increase of $10,000 on an existing line. Offer subject to normal loan-to-value qualifications. At the end of the fixed period, rate will adjust annually to the prevailing prime rate (most recently 7.50% APR). This is a variable rate loan with a lifetime cap of 15.00% APR. Offer may end at any time. CCU pays closing costs except for appraisal and title insurance, if required.
See our Fees & Disclosures page for additional account information and terms.
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