Worker and customer talking in a plant nursery

Business Deposit & Certificate Rates

Check out the attractive rates!


Rates effective September 9, 2024.
4.85% APY
9 Month Certificate Special2



At Co-op Credit Union we work hard to provide competitive rates for our members. We know it's important to have as much information as possible at your fingertips when making financial decisions. 
Type of Account Annual Percentage Yield1 Dividend Rate
Share Savings 0.15% 0.15%
Share Draft Checking 0.05% 0.05%
FREE Checking 0.00% 0.00%
Money Market Account

$10,000 < $25,000 1.40% 1.39%
$25,000 < $50,000 1.75% 1.74%
$50,000 < $100,000 1.85% 1.84%
$100,000 < $250,000 2.15% 2.13%
$250,000 & over 2.25% 2.23%
Super Share Savings

$1,000 < $5,000 0.80% 0.80%
$5,000 < $10,000 0.85% 0.85%
$10,000 < $20,000 1.20% 1.19%
$20,000 < $30,000 1.35% 1.34%
$30,000 < $40,000 1.40% 1.39%
$40,000 < $50,000 1.50% 1.49%
$50,000 & over 1.70% 1.69%
GoalSetter Savings (balances up to $10,000) 0.85% 0.85%
Tax Savings 0.15% 0.15%
Term of Investment Annual Percentage Yield1 Dividend Rate
6 month 2.00% 2.00%
9 Month Special2 4.85% 4.76%
12 month 2.75% 2.72%
18 month 4.25% 4.18%
24 month 2.85% 2.82%
36 month 2.85% 2.82%
48 month 2.85% 2.82%
60 month 2.85% 2.82%








1Rates are APY (Annual Percentage Yield) and are subject to change at any time. Substantial penalty for early withdrawal. APYs are at the discretion of loan officer or loan committee.

2Annual Percentage Yield. Subject to change and/or cancellation at any time. Substantial penalty for early withdrawal. At maturity, certificate may be redeemed or will be automatically renew to a 12-month certificate at the prevailing rate.

See our Fees & Disclosures page for additional account information and terms.

woman working at restaurant

Put your business first.

With a free business checking account from CCU, you can put your business and your customers first.

Learn More